Consumer Credit guidance documents

Here you can find links to many useful guidance documents produced by the government.  Please note that due to the recent legislative changes brought about by the European Consumer Credit Directive many of the Office of Fair Trading documents may not contain up to date information.

Department for Business Innovation and Skills Guidance to the European Consumer Credit Directive changes

Department for Business Innovation and Skills Quick start guide to the European Consumer Credit Directive changes

Office of Fair Trading: Do I need a credit licence?
Office of Fair Trading: Licence fitness requirements
Office of Fair Trading: Irresponsible Lending Guidance
Office of Fair Trading: Consumer guidance on Section 77-79 of the Consumer Credit Act
Office of Fair Trading: regulated and exempt agreements
Office of Fair Trading: Debt Management Guidance
Office of Fair Trading: Post contract information requirements
Office of Fair Trading: Debt Collection Guidance
Office of Fair Trading: Credit brokers and intermediaries guidance